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FairLoan Mortgage Advisory | Singapore Home Loan Rates Comparison

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In-depth Articles, Industry News and Actionable Insights

Compare Singapore home loan rates in November 2026. FairLoan analyses 1-year, 2-year and 3-year fixed rates, SORA risks, BUC loans and the 2027 outlook.

Explore the November 2026 BTO launch: 7,960 flats across 6 towns, expected Bayshore and Toa Payoh prices, new $16,000 income cap, HFE deadlines and loan eligibility.

Singapore mortgage rates are moving higher again in October 2026. With SORA climbing, floating rates could rise towards 1.5%–1.7%, while fixed rates are also increasing. We look at the Fed outlook, what it means for Singapore borrowers, and why 2-year fixed rates may currently offer the best balance between certainty and flexibility.

Will HDB resale prices rise after the 15-month wait-out period was removed? We analyse HDB price trends, MOP supply and the outlook for 2026.

Can US citizens buy property in Singapore? Learn about ABSD exemption, BSD, eligible property types, US income recognition, home loans and required documents.

Thomson Reserve is shaping up to be one of Singapore’s biggest private residential launches in Q4 2026. With 1,268 units, an Upper Thomson MRT location and an estimated launch price from around S$2,500 psf, we examine whether demand can hold up — and how much income buyers may need to finance a unit.

Singapore mortgage rates appear to have passed their short-term bottom. As SORA and local-bank fixed rates edge higher, we look at what homeowners can expect for the rest of 2026, 2027 and beyond.

Singapore’s NDR 2026 raises the BTO income ceiling to $16,000 and the EC ceiling to $18,000. Here’s how the change may affect housing loan eligibility, BTO demand, Bayshore applications, ballot chances for families with children, and the wider property market.

Singapore mortgage rates remain attractive in August 2026, with fixed rates starting from around 1.40% p.a. But have rates already bottomed out? We look at the latest fixed and floating mortgage rates, the SORA outlook, and why more homeowners are choosing fixed rates for greater certainty.

A property valuation that is lower than your agreed purchase price can reduce your maximum housing loan and increase the amount of cash you need. Here is how a valuation shortfall affects private property purchases, HDB resale flats, CPF usage, Cash Over Valuation and stamp duties in Singapore.

Compare Singapore home loan rates in November 2026. FairLoan analyses 1-year, 2-year and 3-year fixed rates, SORA risks, BUC loans and the 2027 outlook.

Explore the November 2026 BTO launch: 7,960 flats across 6 towns, expected Bayshore and Toa Payoh prices, new $16,000 income cap, HFE deadlines and loan eligibility.

Singapore mortgage rates are moving higher again in October 2026. With SORA climbing, floating rates could rise towards 1.5%–1.7%, while fixed rates are also increasing. We look at the Fed outlook, what it means for Singapore borrowers, and why 2-year fixed rates may currently offer the best balance between certainty and flexibility.

Will HDB resale prices rise after the 15-month wait-out period was removed? We analyse HDB price trends, MOP supply and the outlook for 2026.

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