Singapore Home Loan Rates October 2026: Fixed Rates Continue to Rise as SORA Climbs
Singapore mortgage rates are moving higher again in October 2026. With SORA climbing, floating rates could rise towards 1.5%–1.7%, while fixed rates are also increasing. We look at the Fed outlook, what it means for Singapore borrowers, and why 2-year fixed rates may currently offer the best balance between certainty and flexibility.
HDB Resale Price Outlook 2026: Will Prices Rise After the 15-Month Wait-Out Rule?
Will HDB resale prices rise after the 15-month wait-out period was removed? We analyse HDB price trends, MOP supply and the outlook for 2026.
Can US Citizens Buy Property in Singapore? ABSD & Home Loan Guide (2026)
Can US citizens buy property in Singapore? Learn about ABSD exemption, BSD, eligible property types, US income recognition, home loans and required documents.
July 2026 Mortgage Rates Update: Which is better?
Fixed mortgage rates have risen again in July 2026 while floating rates remain attractive. Discover the latest home loan rates and whether fixed or floating packages make more sense in today’s market.
What to Consider When Buying an Investment Property in Singapore in 2026
Buying an investment property involves much more than paying the downpayment. Understand the cash required, financing, rental yields, property taxes, SSD rules and ideal returns before investing in Singapore property in 2026.
What is Cash Over Valuation (COV)? How May It Affect the HDB Maximum Home Loan?
Cash Over Valuation (COV) occurs when a property’s purchase price exceeds its official valuation. While COV does not increase your maximum home loan, it can significantly increase the amount of cash required upfront as the difference must be paid entirely in cash. Learn how COV affects your loan eligibility, CPF usage, Buyer’s Stamp Duty (BSD), Additional Buyer’s Stamp Duty (ABSD), and what to consider before committing to a resale property purchase in Singapore.
What Are The Costs Of Refinancing Your Home Loan In Singapore In 2026? Is It Still Worth Refinancing?
Why do different banks offer different mortgage rates in Singapore? Learn how funding costs, lending policies, income assessment, refinancing criteria and market strategies affect home loan rates and approvals.
Why Do Different Banks Offer Different Mortgage Rates in Singapore in 2026?
Why do different banks offer different mortgage rates in Singapore? Learn how funding costs, lending policies, income assessment, refinancing criteria and market strategies affect home loan rates and approvals.
HDB Joint Housing Loan in Singapore 2026: What Couples Need to Know Before Buying a Flat Together
HDB Purchase: From choosing between Joint Tenancy and Tenancy in Common to understanding Essential Occupier rules, CPF usage, housing grants and bank loan options, these decisions can have long-term implications on your finances and future property plans. In this guide, we explore everything couples need to know about HDB joint housing loans in Singapore and how to choose the most suitable ownership and financing structure.
June 2026 Mortgage Rates Update: Fixed Rates Rise as Local and Foreign Banks Increase Rates
Singapore mortgage rates are beginning to rise as both local and foreign banks increase fixed-rate packages. With SORA volatility increasing and global uncertainties mounting, homeowners may want to review their refinancing options sooner rather than later.