Singapore Home Loan Rates October 2026: Fixed Rates Continue to Rise as SORA Climbs
Singapore mortgage rates are moving higher again in October 2026. With SORA climbing, floating rates could rise towards 1.5%–1.7%, while fixed rates are also increasing. We look at the Fed outlook, what it means for Singapore borrowers, and why 2-year fixed rates may currently offer the best balance between certainty and flexibility.
HDB Resale Price Outlook 2026: Will Prices Rise After the 15-Month Wait-Out Rule?
Will HDB resale prices rise after the 15-month wait-out period was removed? We analyse HDB price trends, MOP supply and the outlook for 2026.
Can US Citizens Buy Property in Singapore? ABSD & Home Loan Guide (2026)
Can US citizens buy property in Singapore? Learn about ABSD exemption, BSD, eligible property types, US income recognition, home loans and required documents.
Thomson Reserve Condo 2026: Launch Date, Expected Price, Demand & Income Needed
Thomson Reserve is shaping up to be one of Singapore’s biggest private residential launches in Q4 2026. With 1,268 units, an Upper Thomson MRT location and an estimated launch price from around S$2,500 psf, we examine whether demand can hold up — and how much income buyers may need to finance a unit.
Singapore Home Loan Rates September 2026: Fixed Rates Rise as SORA Climbs
Singapore mortgage rates appear to have passed their short-term bottom. As SORA and local-bank fixed rates edge higher, we look at what homeowners can expect for the rest of 2026, 2027 and beyond.
NDR 2026: BTO Income Ceiling Raised to $16,000 and EC to $18,000 – What It Means for HDB/EC Home Buyers
Singapore’s NDR 2026 raises the BTO income ceiling to $16,000 and the EC ceiling to $18,000. Here’s how the change may affect housing loan eligibility, BTO demand, Bayshore applications, ballot chances for families with children, and the wider property market.
Singapore Mortgage Rates August 2026: Have Home Loan Rates Bottomed Out?
Singapore mortgage rates remain attractive in August 2026, with fixed rates starting from around 1.40% p.a. But have rates already bottomed out? We look at the latest fixed and floating mortgage rates, the SORA outlook, and why more homeowners are choosing fixed rates for greater certainty.
What If Property Valuation Is Lower Than Purchase Price?
A property valuation that is lower than your agreed purchase price can reduce your maximum housing loan and increase the amount of cash you need. Here is how a valuation shortfall affects private property purchases, HDB resale flats, CPF usage, Cash Over Valuation and stamp duties in Singapore.
When Should I Refinance My Home Loan in Singapore? (2026 Complete Guide)
Not sure when to refinance your home loan? In this comprehensive 2026 guide, we explain the ideal time to refinance, why homeowners should start the process three months before their lock-in period ends, whether refinancing early makes sense, and when paying a breakage penalty may still result in substantial savings.
July 2026 Mortgage Rates Update: Which is better?
Fixed mortgage rates have risen again in July 2026 while floating rates remain attractive. Discover the latest home loan rates and whether fixed or floating packages make more sense in today’s market.