Hidden Costs of Buying a Private Condo in Singapore (2025)
Discover all the hidden fees when buying a private condo in Singapore, from stamp duties to maintenance, taxes, and renovation. Updated for 2025.
MSR and TDSR in Singapore: The Complete Guide to Buying HDB or Private Property
The Mortgage Servicing Ratio (MSR) limits monthly housing instalments to 30% of gross income for HDB and new EC buyers, while the Total Debt Servicing Ratio (TDSR) caps total monthly debt repayments at 55% for all property types. These measures safeguard affordability, curb speculation, and protect households from over-borrowing
Why are Singapore’s million-dollar HDB flats becoming more common?
Flats in mature estates such as Bishan, Queenstown, and Toa Payoh often command premium prices due to their prime locations, strong connectivity, and proximity to top schools and amenities. Rare unit types like jumbo flats, executive maisonettes, and DBSS units add further scarcity value. With rising household incomes and a desire for larger living spaces, demand for such homes has surged.
How does HDB Grant affect Resale prices in 2025?
Discover how increased HDB grants influence Singapore’s resale housing prices in 2025, balancing affordability, demand, and long-term policy goals.
Which type of Loan is Better in 2025? Bank Loan or HDB Loan?
Choosing between a bank loan and an HDB concessionary loan for financing your HDB flat involves more than just the interest rate. It’s about comparing stability, flexibility, long-term cost, and how each suits your financial readiness and risk appetite.
How Much Money to Buy a HDB Flat in 2025?
Although public housing remains emblematic of Singapore’s success in affordable homeownership, escalating resale prices and regulatory shifts have tightened the path.
CPF vs Cash: Best Way to Repay Your Home Loan in Singapore 2025
Should you use CPF or cash for your monthly home loan? Learn the pros, cons, and strategies to maximise retirement savings and cash flow in Singapore.
What are the New rules for buying Property in Singapore for Foreigners 2025?
Singapore still allows foreign property ownership, but under tight regulation to preserve sustainability in its housing market. Foreigners can purchase certain private property types freely, while others, like landed homes require special approvals.
How Much Money Do You Need to Buy Condo in 2025?
This guide outlines typical upfront Cash and CPF required. But client’s profile, citizenship status, existing home loans, CPF savings, and purchase price can significantly impact your requirements.