Property Tax in Singapore 2025: How It’s Calculated for HDB & Private Homes
A complete 2025 guide on how property tax is calculated for HDB and private properties in Singapore. Learn the difference between owner-occupied and non-owner-occupied rates, how Annual Value (AV) affects your bill, how to update your property classification with IRAS, and the penalties for wrong declarations.
When Dreams Meet Reality: Can BTO Flats Still Meet Rising Expectations? A Housing Advisor’s Honest Take on Trade-Offs, Affordability and the New HDB Landscape
As young Singaporeans push for affordable, central, and amenity-rich BTO homes, expectations collide with market realities. A housing advisor breaks down the evolving Standard–Plus–Prime system, rising competition, affordability concerns, and the strategic decisions every homebuyer must make.
What Happens to Your Home Loan If a Co-Owner Passes Away in Singapore?
Insights & Updates Latest News It’s a question that few homeowners want to think about, but one that’s extremely important. When you co-own a property with your spouse, sibling, or parent, what actually happens if one co-owner passes away? In Singapore, the outcome depends on several key factors: The type of home ownership (Joint […]
Mortgage Loan with Parents as Co-Borrowers: Rules, CPF & ABSD Explained
Adding parents as co-borrowers can increase your mortgage loan eligibility — but it may trigger ABSD or CPF restrictions if they’re co-owners. Fairloan explains how to structure ownership and borrowing smartly to maximise approval while avoiding unnecessary taxes.
HDB Flat Eligibility for Singapore Permanent Residents (PRs)
Singapore Permanent Residents can buy only resale HDB flats, not BTOs, and must use bank financing. Both applicants must be PRs for at least three years. Fairloan explains eligibility, financing options, and how PRs can plan smartly for home ownership in Singapore.