Do I Need IPA Before Buying a Property in Singapore? Complete Guide (2025)

Before buying a property in Singapore, securing an In-Principle Approval (IPA) is essential. An IPA confirms your loan eligibility, prevents costly mistakes, and strengthens your position with sellers. Whether you are upgrading from HDB or investing in a condo, IPA ensures financial clarity and compliance with TDSR and MSR rules

Why Are Condos So Expensive Now? Singapore 2025 Guide (CCR vs RCR vs OCR)

Condo prices in Singapore remain high in 2025, with URA data showing steady gains across CCR, RCR, and OCR since 2000. Rising land costs, resilient demand, and rental strength underpin values. While yields average 2–4%, condos remain attractive for wealth preservation. Buyers must weigh 99-year vs freehold, and new launch vs resale opportunities carefully.

Equity Term Loan (ETL) in Singapore: Complete Guide

An Equity Term Loan (ETL) lets Singapore Private Property owners unlock cash from their home’s value at lower interest rates compared to personal or SME loans. Popular uses include funding businesses, buying cars, overseas education, or legacy planning through insurance. ETL follows an amortisation structure, making it more cost-efficient than flat-rate loans.

Best BUC Home Loan Rates Singapore (Sept 2025)

We provide expert BUC home loan comparisons, discover the best BUC loan interest rates across major banks like DBS, UOB, Standard Chartered, Maybank, Citibank, HSBC, CIMB Bank and OCBC.

New Launch in 2025: A Comprehensive Guide to Purchasing & Choosing Home Loans

Buying a Building-Under-Construction property in Singapore in 2025 presents exciting potential, especially as compounded SORA rates slip to near 1.5%, with Year-1 spreads beginning at SORA + 0%. This guide walks you through how BUC loans are disbursed, why CSC timing matters, whether you intend to stay long term, refinance, or sell before TOP