What Is CBS Credit Report in Singapore? How Does It Affect Your Housing Loan?
Your CBS credit report plays a key role in securing a home loan in Singapore. Beyond income and savings, banks assess your repayment history and financial discipline. Whether you have excellent credit, a minor late payment, no credit record, or past challenges, the right guidance ensures a confident and successful loan journey.
How to Apply for the Oct 2025 BTO Launch (Complete HFE-to-Keys Guide)
Planning to throw your hat into the ballot for HDB’s October 2025 BTO? Here’s a clear, step-by-step guide—from getting your HFE letter to booking your flat—plus fees, required documents, grants, loan limits, and when a bank loan might make sense.
What is Cash Over Valuation (COV)? Buying Overvalued HDB Flats in Singapore (2025)
In 2025, Singapore’s resale HDB buyers must understand whether they’re paying fair value and how COV (Cash-Over-Valuation) impacts affordability. This guide explains how to identify undervalued and overvalued flats, assess fair prices, and navigate COV confidently to make smarter, financially sound property decisions.
Executive Condos: A Complete Guide to Buying ECs in Singapore (2025)
Executive Condominiums (ECs) offer Singapore’s middle-income buyers a smart balance between affordability and lifestyle. In 2025, ECs remain 25–30% cheaper than private condos, yet provide full facilities, solid investment potential, and CPF grants. This guide explains eligibility, costs, financing, and key steps to buying an EC confidently in Singapore.
What Are Singapore’s Property Cooling Measures. What Could Come Next?
Singapore’s property market remains resilient, but new cooling measures could soon emerge. Beyond stricter TDSR stress tests and longer SSD periods, policymakers may target ABSD loopholes like spousal decoupling, impose taxes on vacant units, or tighten transparency rules for trusts and foreign buyers to ensure long-term housing sustainability.
What Is HDB Minimum Occupation Period (MOP) and Why It Matters (2025)
Yes, you can rent out your HDB flat in Singapore, but only under strict conditions. Owners must meet the Minimum Occupation Period (MOP), apply for HDB approval, and pay higher property taxes. While subletting provides steady rental income, rules, costs, and long-term goals must be weighed carefully before deciding.
Can I Rent Out My HDB? A Complete Guide for 2025
Yes, you can rent out your HDB flat in Singapore, but only under strict conditions. Owners must meet the Minimum Occupation Period (MOP), apply for HDB approval, and pay higher property taxes. While subletting provides steady rental income, rules, costs, and long-term goals must be weighed carefully before deciding.