Singapore Home Loan Rates November 2026: Fixed or SORA?

Compare Singapore home loan rates in November 2026. FairLoan analyses 1-year, 2-year and 3-year fixed rates, SORA risks, BUC loans and the 2027 outlook.
November 2026 BTO Launch: Prices, Locations, Income Cap & HDB Loans

Explore the November 2026 BTO launch: 7,960 flats across 6 towns, expected Bayshore and Toa Payoh prices, new $16,000 income cap, HFE deadlines and loan eligibility.
Singapore Home Loan Rates October 2026: Fixed Rates Continue to Rise as SORA Climbs

Singapore mortgage rates are moving higher again in October 2026. With SORA climbing, floating rates could rise towards 1.5%–1.7%, while fixed rates are also increasing. We look at the Fed outlook, what it means for Singapore borrowers, and why 2-year fixed rates may currently offer the best balance between certainty and flexibility.