Singapore Home Loan Rates October 2026: Fixed Rates Continue to Rise as SORA Climbs

Singapore mortgage rates are moving higher again in October 2026. With SORA climbing, floating rates could rise towards 1.5%–1.7%, while fixed rates are also increasing. We look at the Fed outlook, what it means for Singapore borrowers, and why 2-year fixed rates may currently offer the best balance between certainty and flexibility.