What is Cash Over Valuation (COV)? Buying Overvalued HDB Flats in Singapore (2025)
In 2025, Singapore’s resale HDB buyers must understand whether they’re paying fair value and how COV (Cash-Over-Valuation) impacts affordability. This guide explains how to identify undervalued and overvalued flats, assess fair prices, and navigate COV confidently to make smarter, financially sound property decisions.
Executive Condos: A Complete Guide to Buying ECs in Singapore (2025)
Executive Condominiums (ECs) offer Singapore’s middle-income buyers a smart balance between affordability and lifestyle. In 2025, ECs remain 25–30% cheaper than private condos, yet provide full facilities, solid investment potential, and CPF grants. This guide explains eligibility, costs, financing, and key steps to buying an EC confidently in Singapore.