Thomson Reserve Condo 2026: Launch Date, Expected Price, Demand & Income Needed
Thomson Reserve is shaping up to be one of Singapore’s biggest private residential launches in Q4 2026. With 1,268 units, an Upper Thomson MRT location and an estimated launch price from around S$2,500 psf, we examine whether demand can hold up — and how much income buyers may need to finance a unit.
Singapore Home Loan Rates September 2026: Fixed Rates Rise as SORA Climbs
Singapore’s NDR 2026 raises the BTO income ceiling to $16,000 and the EC ceiling to $18,000. Here’s how the change may affect housing loan eligibility, BTO demand, Bayshore applications, ballot chances for families with children, and the wider property market.
NDR 2026: BTO Income Ceiling Raised to $16,000 and EC to $18,000 – What It Means for HDB/EC Home Buyers
Singapore’s NDR 2026 raises the BTO income ceiling to $16,000 and the EC ceiling to $18,000. Here’s how the change may affect housing loan eligibility, BTO demand, Bayshore applications, ballot chances for families with children, and the wider property market.
Singapore Mortgage Rates August 2026: Have Home Loan Rates Bottomed Out?
Singapore mortgage rates remain attractive in August 2026, with fixed rates starting from around 1.40% p.a. But have rates already bottomed out? We look at the latest fixed and floating mortgage rates, the SORA outlook, and why more homeowners are choosing fixed rates for greater certainty.
What If Property Valuation Is Lower Than Purchase Price?
A property valuation that is lower than your agreed purchase price can reduce your maximum housing loan and increase the amount of cash you need. Here is how a valuation shortfall affects private property purchases, HDB resale flats, CPF usage, Cash Over Valuation and stamp duties in Singapore.
What Happens to Your Home Loan If a Co-Owner Passes Away in Singapore?
Insights & Updates Latest News It’s a question that few homeowners want to think about, but one that’s extremely important. When you co-own a property with your spouse, sibling, or parent, what actually happens if one co-owner passes away? In Singapore, the outcome depends on several key factors: The type of home ownership (Joint […]
Mortgage Loan with Parents as Co-Borrowers: Rules, CPF & ABSD Explained
Adding parents as co-borrowers can increase your mortgage loan eligibility — but it may trigger ABSD or CPF restrictions if they’re co-owners. Fairloan explains how to structure ownership and borrowing smartly to maximise approval while avoiding unnecessary taxes.
HDB Flat Eligibility for Singapore Permanent Residents (PRs)
Singapore Permanent Residents can buy only resale HDB flats, not BTOs, and must use bank financing. Both applicants must be PRs for at least three years. Fairloan explains eligibility, financing options, and how PRs can plan smartly for home ownership in Singapore.
How to Apply for the Oct 2025 BTO Launch (Complete HFE-to-Keys Guide)
Planning to throw your hat into the ballot for HDB’s October 2025 BTO? Here’s a clear, step-by-step guide—from getting your HFE letter to booking your flat—plus fees, required documents, grants, loan limits, and when a bank loan might make sense.
Equity Term Loan (ETL) in Singapore: Complete Guide
An Equity Term Loan (ETL) lets Singapore Private Property owners unlock cash from their home’s value at lower interest rates compared to personal or SME loans. Popular uses include funding businesses, buying cars, overseas education, or legacy planning through insurance. ETL follows an amortisation structure, making it more cost-efficient than flat-rate loans.