New Launch in 2025: A Comprehensive Guide to Purchasing & Choosing Home Loans
Buying a Building-Under-Construction property in Singapore in 2025 presents exciting potential, especially as compounded SORA rates slip to near 1.5%, with Year-1 spreads beginning at SORA + 0%. This guide walks you through how BUC loans are disbursed, why CSC timing matters, whether you intend to stay long term, refinance, or sell before TOP
Is it better to choose Home loan with the lowest interest rate in 2025?
Many Singaporeans chase the lowest home loan interest rate, but in 2025 the cheapest option isn’t always the best. Lock-in periods, floating rate risks, hidden fees, and flexibility matter just as much as the headline rate. Learn why choosing wisely between bank fixed, SORA floating, or HDB loans can save you more in the long run.
What is SORA? Is SORA or Fixed Rate Better in 2025?
In short, choose fixed if you value peace of mind. Choose SORA if you want to ride the market downward.
SORA (Singapore Overnight Rate Average) is fast becoming the dominant benchmark for floating-rate home loans in Singapore. It is grounded in actual overnight interbank lending volumes, making it more transparent and stable. With global interest rates easing, SORA is flexing its potential as a smarter, fairer benchmark
How does HDB Grant affect Resale prices in 2025?
Discover how increased HDB grants influence Singapore’s resale housing prices in 2025, balancing affordability, demand, and long-term policy goals.
Which type of Loan is Better in 2025? Bank Loan or HDB Loan?
Choosing between a bank loan and an HDB concessionary loan for financing your HDB flat involves more than just the interest rate. It’s about comparing stability, flexibility, long-term cost, and how each suits your financial readiness and risk appetite.
How Much Money to Buy a HDB Flat in 2025?
Although public housing remains emblematic of Singapore’s success in affordable homeownership, escalating resale prices and regulatory shifts have tightened the path.
CPF vs Cash: Best Way to Repay Your Home Loan in Singapore 2025
Should you use CPF or cash for your monthly home loan? Learn the pros, cons, and strategies to maximise retirement savings and cash flow in Singapore.
Refinance or Reprice in Singapore 2025: Which is better?
Each path differs in complexity, timing, and financial implications, especially for smaller loans or projects under construction. Understanding which option serves you best can save time, money, and hassle.
Show Funds vs Pledge Funds: What You Need to Know
These mechanisms allow borrowers to demonstrate additional financial capacity and meet loan eligibility, but their nuances are critical to understand. Here’s your comprehensive guide.
What are the New rules for buying Property in Singapore for Foreigners 2025?
Singapore still allows foreign property ownership, but under tight regulation to preserve sustainability in its housing market. Foreigners can purchase certain private property types freely, while others, like landed homes require special approvals.